Claims for rats and mice infestations could spike this autumn, insurer warns

Insurance claims related to rats and mice could spike this autumn after recent warm weather created favourable breeding conditions for rodents, a firm has warned.

“Our data shows that autumn is the peak season for rat and mouse-related claims made under landlord emergency cover, with incidents rising sharply between September and October.

“As we move into autumn, landlords and tenants should remain vigilant for signs of pest activity.

“Simple measures such as sealing potential entry points, storing food and waste securely, and acting quickly at the first sign of an infestation can help reduce the risk of pests taking hold.

“Landlords should also review their insurance cover regularly to ensure they understand the protection they have in place.”

Here are some tips from Direct Line Landlord Insurance for preventing pest problems:

– Seal gaps and cracks around doors, windows, pipes and drains to help prevent pests entering the property.

– Repair damaged vents, brickwork and exterior openings that could provide easy access routes for rodents and other pests.

– Store rubbish in secure, tightly sealed bins and dispose of waste regularly to avoid attracting pests.

– Keep food stored securely and clear away crumbs, spillages and food waste promptly.

– Maintain gardens, sheds and outdoor spaces, removing clutter, vegetation and debris where rodents may nest or shelter.

– Watch for early signs of pest activity, such as droppings, gnaw marks, nests, unusual odours or scratching noises, and take action quickly if you spot them.

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